Employee Benefits for your Business
Since starting business in 2004, Narrows Insurance has been a leader in the group health insurance market for businesses. Health insurance has been drastically changing and we are your local resource for the information you need to take care of your business and employees.
We are an advocate for employers to help create an employee benefits package for your employees to help attract and retain quality talent, as well as manage risk and cost. Our goal is to make your life easier by streamlining the process of selecting a package for your company, providing options, and listening to what is important to your business.
Employee Benefit Packages to make your employees happy and retain your talent.
What we offer:
1. Choice
- We find the best option for your business and needs
- We represent all major state insurance companies and association plans to give you a large number of options
- We provide plan comparisons to compare coverages, premiums, and plan networks
- We have creative plan funding options available such as Self-Funded plans, Health Reimbursement Accounts, and Health Savings Accounts
2. Personalized Service
- We want to understand what your business needs are and deliver solutions
- Annual review of benefits
- Employee Meetings
- Creative plan design/funding
- Education of plans and marketplace
- Employee Benefit Booklet Handbooks
- Online Enrollment Platform
Group Medical Insurance
Offering medical coverage to employees is key to retention as well as ensuring the wellness of your staff. Preventative health is important to keeping your employees healthy and working. Offering a group plan to employees can save employees a significant amount. A group plan can be much cheaper than if the employer were to find an individual policy.
To round out your benefit package, you should consider offering additional coverage to employees to guarantee full body health.
Group Dental Insurance
Dental care is key to maintaining overall health. Preventative dental treatments can detect non dental related disease that can be detrimental to an employee’s health.
Group Vision Insurance
Healthy vision is important for the overall wellness of an employee. Regular eye exams can uncover several heath conditions including diabetes, cancer, high cholesterol, and many more.
Life
Group life insurance is an invaluable benefit an employer can offer for their employees. This can create financial protection for employees and their family in the event of death or unexpected medical expenses.
Group Disability
Group disability insurance can provide an employee with replacement income if said employee were to become disabled. This income protection is an unbelievably valuable asset for an employee as with this coverage they know if something were to happen. they would still have an income.
Voluntary Insurance Plans
Voluntary plans can fill the gaps in coverage at a low cost to you. These plans can play an important role in the benefit package you offer to your employees. Voluntary plans include:
- Short and Long- Term Disability
- Accident Coverage
- Dental Coverage
- Term and Life Insurance
- Critical Illness/Cancer Coverage
- Long Term Care Coverage
Why choose Narrows Insurance for your employee benefits?
All Businesses are unique so it is important to find business medical insurance that fits your needs. One of our insurance professionals can help assess what your needs are and help design a company health insurance plan that will provide quality medical care for your employees within your budget.
Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your agent for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.