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Independent Insurance Solutions to Bridge the Gap for you.
Contact us to see how we can assist you!

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Based in Gig Harbor, WA - Serving the Pacific Northwest and Washington State

MEET OUR TEAM

Carlson & Associates - Your local Independent Insurance Advisors Proudly serving Gig Harbor, Tacoma, Port Orchard, Bremerton, Auburn, Kent, and surrounding areas for your Business Insurance, Employee Benefits, Auto Insurance, and Home Insurance

Car Insurance you can count on

Carlson & Associates has local professional insurance advisors that understand the auto insurance marketplace.

With the ability to offer choice, we help find a company that fits your situation and aren't tied to just one company.

Protecting your Biggest Asset - Homeowners Insurance

Homes come in all sorts of shapes and sizes and It can be complicated to know exactly what kind of policy you may need to protect your biggest asset. We work with a large number of insurance companies and help you select the best option for you and your family.

At Carlson & Associates, we put together a home insurance plan to make sure you are adequately covered and to create cost effective options so you have peace of mind.
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Business Insurance Solutions

Carlson & Associates provides tailored insurance programs for businesses of all sizes and industries. We help you navigate through what your potential needs are as a business to select the appropriate products needed to protect you from any risk you may face.

Our attention to detail and willingness to work hard for our clients are what feels differentiates us from other companies.

Employee Benefits by Design

Carlson & Associates is an experienced local brokerage when it comes to helping businesses design and select an employee benefits (Medical, Vision, Dental Insurance, etc.) packages to help retain employees and attract talent.

We strive to make the process of selecting a plan for your employees a simple and easy process. Call us today to see how we can assist your business with your Employee Benefits needs!
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Our Insurance Partners

Why Choose Carlson & Associates?

Independent Insurance Agency

Carlson & Associates is a local independent insurance agency serving businesses and individuals in the Pacific Northwest. We pride ourselves in education, community, and creating long lasting partnerships with our clients. Our leadership promotes and expects transparency and honesty that makes us a trusted advisor and expert in the insurance industry.

About Us Meet our Team

What our Clients are saying:

Great experience dealing with Antone Saltvick for my business insurance. He came in with a better price with more coverage than any other agent I talked to. He was super responsive and quick to get... read more read less

Paul

I am writing this review because this company, and particularly the agent Kevin Owens are exceptional! I have worked with a number of agents throughout the years and find that Kevin is fast, knowledgeable,... read more read less

Trish

Amy and Carlson Associates has been nothing but amazing. Amy answers emails as fast as we hit send and goes above and beyond to help us. We are in our first year of... read more read less

Jessica
Carlson & Associates is SO great to work with! They are easy to get in touch with, and answer questions and make changes for us super quickly! Pam & Tom are wonderful and so kind!

Natalie

Bettye helped me with moving all of my policies into her very capable hands and saved me money. I greatly appreciate people like her taking care of people like me. Her... read more read less

Susan

Betsy Hytinen and Pam Pyle are the best insurance ladies ever! They are on top of their game, and quick to getting you the best insurance possible. 10/10 recommend!

Chloe
Service was awesome. Great experience all around. Definitely would recommend to anyone

Nathan

Betsy H. Was very quick, efficient and extremely knowledgeable in her response to my business insurance inquiry. Not only professional, she did not miss a detail in my final product. I would recommend... read more read less

James

Betsy went above and beyond to help coordinate the canceling of my other policy and finding me new rates that lowered my payments in half! She has been very responsive and prompt when I’ve reached... read more read less

Julia
Absolutely stellar customer service. Quick responses on all quotes and questions, and Betsy went out of her way to help us find the best value policy while maintaining excellent coverage. She is a pleasure to... read more read less

Jennifer

I had a great experience, thank you Antone Saltvick! He’s amazing and helped me find a good deal for auto insurance! I highly recommend!

Carley

I've been a customer of Carlson and Associates since moving to Gig Harbor 5 years ago. I currently work with Antone who is fantastic! He listens to what we are needing in regards... read more read less

Lisa
Ive been with this company for 8 years and everyone has been so helpful and professional. They are quick to get things changed when issues arrive. I love them!

Tanisha

Kevin Owens has handled all of my family’s insurance needs for several years. I have found that having a single “expert” who can provide comprehensive strategy and support for home, auto, life, umbrella and more... read more read less

Matthew

Kevin Owens has been my agent for about two years. He has proven to me time and again that he truly values his clients. He remains responsive and proactive and has never yielded in his... read more read less

RBerr
After over 30 years at State Farm I contacted Kevin Owens for a review of my insurance for my Home Cars and boat. He promptly got me quotes and explained the different coverage options. The... read more read less

Peter

Amy Haugen at Carlson & Associates has always provided my company with excellent customer service! She is very attentive to my needs and always prompt to respond with solutions that works for me. Her knowledge... read more read less

Tommy

I appreciate the personal attention I receive from Carlson & Associates (Pam Pyle and Betsy Hytinen). I recently refinanced my house in the midst of switching insurance coverage and they worked with my mortgage... read more read less

Ann
Awesome customer service! We had a fairly complex situation while changing auto plans and buying a new home. Antone was very quick to respond and provided everything we needed! Not to mention, saved us a... read more read less

Ashley

Antone was very quick to answer all my questions and was able to get me competitive quotes and coverage where other companies couldn't provide coverage for what I was needing. I don't feel like... read more read less

Jaime

Working with Carlson & Associates made insuring my home and auto a painless experience. On top of that, we were able to get much better pricing on our premium due to the extra footwork and... read more read less

Avery
Betsy and Pam are always extremely helpful and knowledgeable, they make sure my policy has me covered where needed and that I am getting the best price available! I highly recommend Carlson and Associates!!

Allyson

I was referred to Amy Haugen to help me with getting health insurance upon my retirement. This situation required me to use the state health care site that she is not allowed work with. ... read more read less

brent

My husband and I own a small business and we have nothing but excellent things to say about working with Antone. He not only helped us with our insurance needs for the business but our... read more read less

Elizabeth
The best ever!! We finally found an agent,
Betsy Hytien, who understands our needs. This has not been the case during our 20 years in our own business. She is the best!!
Thank you Carlson and Betsy👍👍

Marti

Kevin Owens is second to none as an insurance agent. I cannot recommend him enough! He is incredibly responsive and has an impressive breadth of knowledge around all forms of insurance. He is who I... read more read less

Nicole

Kevin Owens is the best insurance agent we have had in 40 years. He has always searched for the most cost effective insurance which has saved us a lot of money, and he has... read more read less

Laura
Amy Haugen is so wonderful to work with, she is easy to get ahold of and very prompt in her responses. She even reshoped my insurance this year and saved me over $1,000!

Dannelle

Amy is amazing to work with and has simplified my life! I have always been confused by insurance- car, house, business, horses... I could never keep track of all the details. We now have... read more read less

Sara

Kevin Owens is amazing! I was faced with one of my life insurances ending and they were going to charge me a quadruple monthly fee to continue. He took both of my... read more read less

Rhonda
Carlson & Associates has been my go to insurance agent for several years. They are proactive and very quick to respond to any questions and make sure that I have the best coverage and... read more read less

Janet

Kevin Owens is my go-to insurance agent for all my insurance needs. He is very professional, responsive, and takes care of everything for me (which I LOVE!). Not only does he help my family and... read more read less

Paige

We recently moved to Gig Harbor from California. Antone Saltvick has been extremely helpful in making sure all of our insurance needs have been covered.

Juliette
As the administrative director for Blackstone Construction I have the privilege of working closely with Amy Haugen. Amy has been nothing less than stellar in regards to her customer service! Amy is friendly & attentive,... read more read less

Amy

Over the past 30 years I have had numerous brokers assist with my professional liability insurance needs. Larry Carlson is the first broker that takes the time to form relationships. I'm a firm believer that... read more read less

O

Kevin Owens is my go-to insurance agent for all my insurance needs. He is very professional, responsive, and takes care of everything for me (which I LOVE!). Not only does he help my family and... read more read less

Paige
I came to these guys late on a Friday with a challenging commercial/business related insurance need and they were able to push through and get it signed by the next day and with a reasonable... read more read less

Ammon

Thank you Antone for shopping around and landing us a GREAT deal on our Auto Insurance!

Ryan

I have used Carlson and Associates for years and have had nothing but great experiences. They continue to get me the most competitive rates and their customer service is impeccable!

Melissa
Kevin Owens who is a broker at this agency is amazing with what he knows in regards to life insurance. It's obvious it's not all about him making money on a policy as he... read more read less

Becky

Nine years ago, we were shopping for a new broker and insurance carrier when we met with Larry Carlson. He told us he could help with all our insurance problems, from invoicing to coverage.... read more read less

PK

I have been working with Antone Saltvick for the last 4 years and it has been a great experience. He helped me get more coverage than I had before at a better price. ... read more read less

Michael
Great Company and great people (Pam). If you have insurance questions, I encourage you to give them a call and find out for yourself.

Ron

Betsy and Pam take such great care of our Family's insurance needs!

Penny

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Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your agent for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.