Commercial Property Insurance

Commercial Property Insurance provides coverage for your property that is used in your business and on your business premises. This can include your building, equipment, computers, stock, etc. Operations can go south pretty quickly if your property were to be damaged. Commercial Property Insurance is what helps businesses get put back together to keep moving along.

Commercial Property Insurance

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What Does Commercial Property Insurance Cover?

It covers damage to your property for a number of different causes such as fire, theft, vandalism, wind, water, and many more. There are a number of different different things it can cover such as:

  • Building and Other Structures
  • Furniture & Equipment
  • Business Income
  • Inventory
  • Tenant Improvements
  • Outdoor Signs and Fences
  • Earthquake and Flood
  • Computers


Who Needs Commercial Property Insurance?

Most businesses, whether they are small or large need commercial property insurance. While it is not required to carry commercial property insurance, it's typically required to lease a building, or if you have any type of loan for property used in your business operations.

If something were to happen to the building you own or a piece of equipment you rely on to run your business you need to know that you can replace it. Business Income is an important coverage that would replace the income necessary to cover expenses while your property is being repaired or replaced from the time it was damaged.

Business Property Insurance can be complex, but is a key component to any business and should be regularly reviewed to make sure you have adequate coverage in the event of a loss. Give us a call to make sure you're properly protected.

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