Commercial Property Insurance
Commercial Property Insurance provides coverage for your property that is used in your business and on your business premises. This can include your building, equipment, computers, stock, etc. Operations can go south pretty quickly if your property were to be damaged. Commercial Property Insurance is what helps businesses get put back together to keep moving along.

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What Does Commercial Property Insurance Cover?
It covers damage to your property for a number of different causes such as fire, theft, vandalism, wind, water, and many more. There are a number of different different things it can cover such as:
- Building and Other Structures
- Furniture & Equipment
- Business Income
- Inventory
- Tenant Improvements
- Outdoor Signs and Fences
- Earthquake and Flood
- Computers
Who Needs Commercial Property Insurance?
Most businesses, whether they are small or large need commercial property insurance. While it is not required to carry commercial property insurance, it's typically required to lease a building, or if you have any type of loan for property used in your business operations.
If something were to happen to the building you own or a piece of equipment you rely on to run your business you need to know that you can replace it. Business Income is an important coverage that would replace the income necessary to cover expenses while your property is being repaired or replaced from the time it was damaged.
Business Property Insurance can be complex, but is a key component to any business and should be regularly reviewed to make sure you have adequate coverage in the event of a loss. Give us a call to make sure you're properly protected.
Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your agent for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.