Inland Marine Insurance
Insurance for Property on the Go
Inland Marine is designed to cover your property or materials that is not located or being used while on your business premises. The standard commercial property coverage typically only covers your assets within a certain distance of your business location. If you're regularly taking equipment or materials out to job sites or to different locations you may need to consider inland marine coverage.

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What Does Inland Marine Insurance Cover?
It covers damage to your property for a number of different causes such as fire, theft, vandalism, wind, water, and many more. There are a number of different different things it can cover such as:
- Motor Truck Cargo: Protects clients property while in your care
- Contractor's Equipment: Machinery and tools used while on the job site or off of your business premises
- Mobile Equipment: If you have any equipment that is off business premises
- Builder's Risk: Protects structures and materials during new construction or renovation projects (also known as Course of Construction)
- Installation Floater: Coverage for materials for a job while in your possession until installed or accepted by another party
Builders Risk Insurance / Course of Construction
Builders Risk is a unique form of Inland Marine coverage. This covers a person or business organization against physical losses to a building structure while undergoing construction or renovation. It covers materials, equipment, and fixtures that are awaiting installation.
Who Would Buy Builders Risk Insurance?
There are a number of people and organizations that would purchase Builders Risk to cover a loss to a building undergoing construction.
- Homeowners
- Property Investment Companies
- Contractors & Builders
- Home Flippers
- Organizations taking on the project of constructing a new building
Inland Marine is a very useful coverage that can fulfill a number of different needs from a wide spectrum of businesses. It can be a standalone product or could be packaged with your other coverages. Contact us to learn how inland marine may fit your companies needs.
Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your agent for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.