Equine Liability
Equine Liability
Equine Liability coverage provides liability insurance to cover third party bodily injury and property damage claims as a result of your business activities, on and off premises, including operations such as: Boarding, Breeding, Racing, Training, Riding Instruction, Horse Sales, Horse Shows, Clinics, as well as personal/pleasure horses.
General Coverages Available:
- Monoline commercial equine liability
- Care, custody and control liability via endorsement
- Commercial automobile
- Commercial excess liability
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Absolutely stellar customer service. Quick responses on all quotes and questions, and Betsy went out of her way to help us find the best value policy while maintaining excellent coverage. She is a pleasure to... read moreAbsolutely stellar customer service. Quick responses on all quotes and questions, and Betsy went out of her way to help us find the best value policy while maintaining excellent coverage. She is a pleasure to work with! read less
Jennifer -
Kevin Owens is amazing! I was faced with one of my life insurances ending and they were going to charge me a quadruple monthly fee to continue. He took both of my... read moreKevin Owens is amazing! I was faced with one of my life insurances ending and they were going to charge me a quadruple monthly fee to continue. He took both of my policies and combined them, added additional coverage and brought it in at LESS than the cost of both combined policies!! If you have insurance needs, talk to Kevin.
Rhonda Savage, DDS read less 
Rhonda -
Amy Haugen is so wonderful to work with, she is easy to get ahold of and very prompt in her responses. She even reshoped my insurance this year and saved me over $1,000!
Dannelle -
Kevin Owens has handled all of my family’s insurance needs for several years. I have found that having a single “expert” who can provide comprehensive strategy and support for home, auto, life, umbrella and more... read moreKevin Owens has handled all of my family’s insurance needs for several years. I have found that having a single “expert” who can provide comprehensive strategy and support for home, auto, life, umbrella and more has proved incredibly valuable. I feel that my family is better protected and the amount of time and energy I need to spend coordinating the different elements of insurance dramatically decreased when I came to Kevin. He is a true expert who delivers outstanding service each time I need him. I feel lucky to have him as an agent and recommend him to anyone in need of insurance! Truly first class! read less
Matthew -
Betsy and Pam take such great care of our Family's insurance needs!
Penny -
Thank you Antone for shopping around and landing us a GREAT deal on our Auto Insurance!
Ryan -
I am writing this review because this company, and particularly the agent Kevin Owens are exceptional! I have worked with a number of agents throughout the years and find that Kevin is fast, knowledgeable,... read moreI am writing this review because this company, and particularly the agent Kevin Owens are exceptional! I have worked with a number of agents throughout the years and find that Kevin is fast, knowledgeable, asks prudent questions and does his research. I feel at ease that he will always ensure we have good coverage without pressure from him. If you need insurance, he's your man! read less
Trish -
Over the past 30 years I have had numerous brokers assist with my professional liability insurance needs. Larry Carlson is the first broker that takes the time to form relationships. I'm a firm believer that... read moreOver the past 30 years I have had numerous brokers assist with my professional liability insurance needs. Larry Carlson is the first broker that takes the time to form relationships. I'm a firm believer that one of the most valuable things we give to each other is our time. Larry routinely takes the time to call, and just check in. Our conversations usually begins with,
"is there anything I can do to help with.." Frankly, this isn't necessary as our business is completed during our open enrollment period. In short, Larry cares about people. I truly believe, he has our best interest at heart. read less
O -
Amy is amazing to work with and has simplified my life! I have always been confused by insurance- car, house, business, horses... I could never keep track of all the details. We now have... read moreAmy is amazing to work with and has simplified my life! I have always been confused by insurance- car, house, business, horses... I could never keep track of all the details. We now have Amy organizing all of it! She proactively sends reminders and is available whenever I have questions about benefits or payments. I highly recommend her and love no longer having to worry about the details! read less
Sara -
Working with Carlson & Associates made insuring my home and auto a painless experience. On top of that, we were able to get much better pricing on our premium due to the extra footwork and... read moreWorking with Carlson & Associates made insuring my home and auto a painless experience. On top of that, we were able to get much better pricing on our premium due to the extra footwork and research done on our behalf. Being reliable, patient and of quality expertise are all reasons why I'd recommend Carlson & Associates to my friends and family. read less
Avery -
Kevin Owens is the best insurance agent we have had in 40 years. He has always searched for the most cost effective insurance which has saved us a lot of money, and he has... read moreKevin Owens is the best insurance agent we have had in 40 years. He has always searched for the most cost effective insurance which has saved us a lot of money, and he has always responded to us in a timely manner. Also, when we had a problem (with our home) he came on-site, stay involved and was able to answer our questions. Carlson and Associates takes care of all our insurance needs, and we are appreciative! read less
Laura -
Bettye helped me with moving all of my policies into her very capable hands and saved me money. I greatly appreciate people like her taking care of people like me. Her... read moreBettye helped me with moving all of my policies into her very capable hands and saved me money. I greatly appreciate people like her taking care of people like me. Her world makes my head swim. read less
Susan -
Betsy Hytinen and Pam Pyle are the best insurance ladies ever! They are on top of their game, and quick to getting you the best insurance possible. 10/10 recommend!
Chloe -
I have been working with Antone Saltvick for the last 4 years and it has been a great experience. He helped me get more coverage than I had before at a better price. ... read moreI have been working with Antone Saltvick for the last 4 years and it has been a great experience. He helped me get more coverage than I had before at a better price. Whenever my insurance needs change he is quick to update my plan to the right coverage. read less
Michael -
Nine years ago, we were shopping for a new broker and insurance carrier when we met with Larry Carlson. He told us he could help with all our insurance problems, from invoicing to coverage.... read moreNine years ago, we were shopping for a new broker and insurance carrier when we met with Larry Carlson. He told us he could help with all our insurance problems, from invoicing to coverage. Being skeptical of the promise, I challenged him to fix one very large problem with a supplemental insurance company. Not only was Larry Carlson able to solve our major issues with the carriers, he was able to get our medium size company better coverage at a greatly reduced rate. I would strongly encourage any company that would like to save money on their insurance costs to have Larry review their existing plan.
Carlson and Associates is a great company and I'm thrilled they are part of our team! read less 
PK -
Betsy went above and beyond to help coordinate the canceling of my other policy and finding me new rates that lowered my payments in half! She has been very responsive and prompt when I’ve reached... read moreBetsy went above and beyond to help coordinate the canceling of my other policy and finding me new rates that lowered my payments in half! She has been very responsive and prompt when I’ve reached out regarding help and has gone out of her way to check in with me regarding the policy cancellation! read less
Julia -
Carlson & Associates is SO great to work with! They are easy to get in touch with, and answer questions and make changes for us super quickly! Pam & Tom are wonderful and so kind!
Natalie -
The best ever!! We finally found an agent,
Betsy Hytien, who understands our needs. This has not been the case during our 20 years in our own business. She is the best!!
Thank you Carlson and Betsy👍👍 
Marti - We recently moved to Gig Harbor from California. Antone Saltvick has been extremely helpful in making sure all of our insurance needs have been covered.
Juliette -
Ive been with this company for 8 years and everyone has been so helpful and professional. They are quick to get things changed when issues arrive. I love them!
Tanisha -
Kevin Owens has been my agent for about two years. He has proven to me time and again that he truly values his clients. He remains responsive and proactive and has never yielded in his... read moreKevin Owens has been my agent for about two years. He has proven to me time and again that he truly values his clients. He remains responsive and proactive and has never yielded in his pursuit of improving my plans. He has not only repeatedly improved my rates but he has been unwavering in his tolerance of my excessive questions. I don’t quite understand everything and Kevin has always ensured I am fully appraised of my plans and how they benefit me. I will be a lifelong customer and have recommended the majority of my family as I wouldn’t stand for them not experiencing the same care and quality. I value nothing more than a reliable and trustworthy advocate In the protection of what I’ve worked so hard for. Kevin is undeniably, exactly that. read less
RBerr -
I was referred to Amy Haugen to help me with getting health insurance upon my retirement. This situation required me to use the state health care site that she is not allowed work with. ... read moreI was referred to Amy Haugen to help me with getting health insurance upon my retirement. This situation required me to use the state health care site that she is not allowed work with. This did not deter her from assisting me to navigate the frustrating State system. She was extremely helpful and professional in her assistance. She went above and beyond in providing guidance to include additional research to ensure her advice was correct. I appreciate her professionalism and will gladly refer her to anyone who is looking for health insurance help. If you want health care assistance, I highly recommend that you give her a call. Sincerely, Brent Miller read less
brent -
Carlson & Associates has been my go to insurance agent for several years. They are proactive and very quick to respond to any questions and make sure that I have the best coverage and... read moreCarlson & Associates has been my go to insurance agent for several years. They are proactive and very quick to respond to any questions and make sure that I have the best coverage and prices. They have gone out of their way many times to help me and I would recommend them to anyone who is looking for great customer service. They always follow up and the service is exemplary! read less
Janet - Kevin Owens who is a broker at this agency is amazing with what he knows in regards to life insurance. It's obvious it's not all about him making money on a policy as he... read moreKevin Owens who is a broker at this agency is amazing with what he knows in regards to life insurance. It's obvious it's not all about him making money on a policy as he puts time into getting to know you and your needs as a client. I highly recommend him and have referred him many friends and family members. Kevin is an amazing guy. read less
Becky -
I came to these guys late on a Friday with a challenging commercial/business related insurance need and they were able to push through and get it signed by the next day and with a reasonable... read moreI came to these guys late on a Friday with a challenging commercial/business related insurance need and they were able to push through and get it signed by the next day and with a reasonable rate. They really went the extra mile. They were very professional, and had a “can do” attitude. read less
Ammon -
Kevin Owens is my go-to insurance agent for all my insurance needs. He is very professional, responsive, and takes care of everything for me (which I LOVE!). Not only does he help my family and... read moreKevin Owens is my go-to insurance agent for all my insurance needs. He is very professional, responsive, and takes care of everything for me (which I LOVE!). Not only does he help my family and I insure all kinds of things, I refer him to my own customers for all of their insurance needs. The years of hard work Kevin has put in is so appreciated and I recommend him time and time again to get my clients, and myself good rates with quick and professional service! Thanks again, Kevin. read less
Paige -
Great experience dealing with Antone Saltvick for my business insurance. He came in with a better price with more coverage than any other agent I talked to. He was super responsive and quick to get... read moreGreat experience dealing with Antone Saltvick for my business insurance. He came in with a better price with more coverage than any other agent I talked to. He was super responsive and quick to get the coverage as soon as I asked him to.
I would strongly recommend. read less 
Paul - I've been a customer of Carlson and Associates since moving to Gig Harbor 5 years ago. I currently work with Antone who is fantastic! He listens to what we are needing in regards... read moreI've been a customer of Carlson and Associates since moving to Gig Harbor 5 years ago. I currently work with Antone who is fantastic! He listens to what we are needing in regards to policies and he takes it from there. He's prompt in calling back with all requested quotes or information. The customer service that he offers is great and I recommend him to anyone. Carlson and Associates work with a number of insurance companies which is great as the options that are available make getting the best rates easy with more money in my pocket...which I love. Keep up the great work Carlson and Associates especially Antone! (He's option #6 when calling) read less
Lisa -
Amy Haugen at Carlson & Associates has always provided my company with excellent customer service! She is very attentive to my needs and always prompt to respond with solutions that works for me. Her knowledge... read moreAmy Haugen at Carlson & Associates has always provided my company with excellent customer service! She is very attentive to my needs and always prompt to respond with solutions that works for me. Her knowledge in the industry allows me the confidence that I have the coverage my company needs at a competitive price. TL read less
Tommy -
As the administrative director for Blackstone Construction I have the privilege of working closely with Amy Haugen. Amy has been nothing less than stellar in regards to her customer service! Amy is friendly & attentive,... read moreAs the administrative director for Blackstone Construction I have the privilege of working closely with Amy Haugen. Amy has been nothing less than stellar in regards to her customer service! Amy is friendly & attentive, and most importantly she is always diligent about going to work for Blackstone to make sure we are properly insured at the most competitive price! I highly recommend Amy if you are looking for an insurance agent! read less
Amy
Carlson & Associates proudly serves Gig Harbor, Tacoma, Port Orchard, Bremerton, Auburn, Kent, Puyallup, and the greater Seattle area. Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your agent for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.