Equine Liability
Equine Liability
Equine Liability coverage provides liability insurance to cover third party bodily injury and property damage claims as a result of your business activities, on and off premises, including operations such as: Boarding, Breeding, Racing, Training, Riding Instruction, Horse Sales, Horse Shows, Clinics, as well as personal/pleasure horses.
General Coverages Available:
- Monoline commercial equine liability
- Care, custody and control liability via endorsement
- Commercial automobile
- Commercial excess liability
- Bettye was extremely helpful and made sure I received all documents and information. She kept me informed and advised of all steps needed to make. Went out of her way to make sure I got... read moreBettye was extremely helpful and made sure I received all documents and information. She kept me informed and advised of all steps needed to make. Went out of her way to make sure I got the information I needed. read less
Sandra8/21/2023 - I worked with Bettye to get insurance for my house. She was absolutely wonderful! She worked quickly, answered all my questions, and got the policy set up by the next day. I definitely would recommend... read moreI worked with Bettye to get insurance for my house. She was absolutely wonderful! She worked quickly, answered all my questions, and got the policy set up by the next day. I definitely would recommend her to anyone! read less
Kathleen8/21/2023 - Fantastic experience with Carlson and Associates. Service is prompt and efficient. Would highly recommend for insurance needs. Can’t say enough good things about this company.
Alex7/23/2023 - The service we received from Pam Pyle at Carlson & Associates was outstanding! We researched several insurance brokers and Pam just out performed them all with her level of knowledge and customer service. Pam continues... read moreThe service we received from Pam Pyle at Carlson & Associates was outstanding! We researched several insurance brokers and Pam just out performed them all with her level of knowledge and customer service. Pam continues to give us 5 STAR service and support whenever we reach out to her. As a result of her outstanding performance Pam has earned all of our business! read less
Paula7/23/2023 - Very prompt, excellent superior service. Would recommend.
VEHICLE7/01/2023 - Bettye has been our insurance angel for years. She is always prompt and very helpful. We appreciate her support.
Ed5/20/2023 - We have been working with C&A since 2014. Antone helped us with coverage on our fist house and every car/house since! Bettye has been great helping us with any questions or issues we have! Genuinely... read moreWe have been working with C&A since 2014. Antone helped us with coverage on our fist house and every car/house since! Bettye has been great helping us with any questions or issues we have! Genuinely amazing people and I highly recommend them! read less
Wendi4/21/2023 - I am proud to recommend Mrs Kathy Lien, for a selfless and reliable investment service, I was constantly looking for a reliable platform to invest and my friend introduced me to her platform and... read moreI am proud to recommend Mrs Kathy Lien, for a selfless and reliable investment service, I was constantly looking for a reliable platform to invest and my friend introduced me to her platform and I realized this is the best platform to invest on because she maintains discipline in her investment, relationship and strategies to ensure the complete transparency and credibility of her investors. if you want to be financially successful invest in her platform now, Contact her Via: Email; kathylien466@gmail.com WhatsApp:+1 856-895-1549 read less
Siphow4/08/2023 - I thought transitioning my rental insurance to my new place would be a bear, but it took less than 5 minutes and was actually quite pleasant. Matt and Bettye helped me promptly and kindly, making... read moreI thought transitioning my rental insurance to my new place would be a bear, but it took less than 5 minutes and was actually quite pleasant. Matt and Bettye helped me promptly and kindly, making me feel much better about the whole thing. Thank you! read less
Emma3/11/2023 - Betsy H. Was very quick, efficient and extremely knowledgeable in her response to my business insurance inquiry. Not only professional, she did not miss a detail in my final product. I would recommend... read moreBetsy H. Was very quick, efficient and extremely knowledgeable in her response to my business insurance inquiry. Not only professional, she did not miss a detail in my final product. I would recommend Betsy to anyone looking for personal or business insurance! read less
James3/07/2023 - Betsy went above and beyond to help coordinate the canceling of my other policy and finding me new rates that lowered my payments in half! She has been very responsive and prompt when I’ve reached... read moreBetsy went above and beyond to help coordinate the canceling of my other policy and finding me new rates that lowered my payments in half! She has been very responsive and prompt when I’ve reached out regarding help and has gone out of her way to check in with me regarding the policy cancellation! read less
Julia5/23/2022 - Bettye helped me with moving all of my policies into her very capable hands and saved me money. I greatly appreciate people like her taking care of people like me. Her... read moreBettye helped me with moving all of my policies into her very capable hands and saved me money. I greatly appreciate people like her taking care of people like me. Her world makes my head swim. read less
Susan1/27/2022 - Antone was very quick to answer all my questions and was able to get me competitive quotes and coverage where other companies couldn't provide coverage for what I was needing. I don't feel like... read moreAntone was very quick to answer all my questions and was able to get me competitive quotes and coverage where other companies couldn't provide coverage for what I was needing. I don't feel like I was getting the run around! So glad that he was referred to me! read less
Jaime1/21/2022 - I appreciate the personal attention I receive from Carlson & Associates (Pam Pyle and Betsy Hytinen). I recently refinanced my house in the midst of switching insurance coverage and they worked with my mortgage... read moreI appreciate the personal attention I receive from Carlson & Associates (Pam Pyle and Betsy Hytinen). I recently refinanced my house in the midst of switching insurance coverage and they worked with my mortgage company for a smooth transition. I have been with them for a few years now and I appreciate they continue to shop the best coverage for me. read less
Ann9/21/2021 - Working with Carlson & Associates made insuring my home and auto a painless experience. On top of that, we were able to get much better pricing on our premium due to the extra footwork and... read moreWorking with Carlson & Associates made insuring my home and auto a painless experience. On top of that, we were able to get much better pricing on our premium due to the extra footwork and research done on our behalf. Being reliable, patient and of quality expertise are all reasons why I'd recommend Carlson & Associates to my friends and family. read less
Avery9/17/2021 - Great Company and great people (Pam). If you have insurance questions, I encourage you to give them a call and find out for yourself.
Ron9/14/2021 - I came to these guys late on a Friday with a challenging commercial/business related insurance need and they were able to push through and get it signed by the next day and with a reasonable... read moreI came to these guys late on a Friday with a challenging commercial/business related insurance need and they were able to push through and get it signed by the next day and with a reasonable rate. They really went the extra mile. They were very professional, and had a “can do” attitude. read less
Ammon8/28/2021 - Ive been with this company for 8 years and everyone has been so helpful and professional. They are quick to get things changed when issues arrive. I love them!
Tanisha8/03/2021 - Absolutely stellar customer service. Quick responses on all quotes and questions, and Betsy went out of her way to help us find the best value policy while maintaining excellent coverage. She is a pleasure to... read moreAbsolutely stellar customer service. Quick responses on all quotes and questions, and Betsy went out of her way to help us find the best value policy while maintaining excellent coverage. She is a pleasure to work with! read less
Jennifer8/01/2021 - The best ever!! We finally found an agent,
Betsy Hytien, who understands our needs. This has not been the case during our 20 years in our own business. She is the best!!
Thank you Carlson and Betsyđź‘Ťđź‘Ť 
Marti7/30/2021 - Carlson & Associates is SO great to work with! They are easy to get in touch with, and answer questions and make changes for us super quickly! Pam & Tom are wonderful and so kind!
Natalie7/29/2021 - Carlson & Associates has been my go to insurance agent for several years. They are proactive and very quick to respond to any questions and make sure that I have the best coverage and... read moreCarlson & Associates has been my go to insurance agent for several years. They are proactive and very quick to respond to any questions and make sure that I have the best coverage and prices. They have gone out of their way many times to help me and I would recommend them to anyone who is looking for great customer service. They always follow up and the service is exemplary! read less
Janet7/22/2021 - Amy is amazing to work with and has simplified my life! I have always been confused by insurance- car, house, business, horses... I could never keep track of all the details. We now have... read moreAmy is amazing to work with and has simplified my life! I have always been confused by insurance- car, house, business, horses... I could never keep track of all the details. We now have Amy organizing all of it! She proactively sends reminders and is available whenever I have questions about benefits or payments. I highly recommend her and love no longer having to worry about the details! read less
Sara3/10/2021 - I was referred to Amy Haugen to help me with getting health insurance upon my retirement. This situation required me to use the state health care site that she is not allowed work with. ... read moreI was referred to Amy Haugen to help me with getting health insurance upon my retirement. This situation required me to use the state health care site that she is not allowed work with. This did not deter her from assisting me to navigate the frustrating State system. She was extremely helpful and professional in her assistance. She went above and beyond in providing guidance to include additional research to ensure her advice was correct. I appreciate her professionalism and will gladly refer her to anyone who is looking for health insurance help. If you want health care assistance, I highly recommend that you give her a call. Sincerely, Brent Miller read less
brent3/10/2021 - Kevin Owens has been my agent for about two years. He has proven to me time and again that he truly values his clients. He remains responsive and proactive and has never yielded in his... read moreKevin Owens has been my agent for about two years. He has proven to me time and again that he truly values his clients. He remains responsive and proactive and has never yielded in his pursuit of improving my plans. He has not only repeatedly improved my rates but he has been unwavering in his tolerance of my excessive questions. I don’t quite understand everything and Kevin has always ensured I am fully appraised of my plans and how they benefit me. I will be a lifelong customer and have recommended the majority of my family as I wouldn’t stand for them not experiencing the same care and quality. I value nothing more than a reliable and trustworthy advocate In the protection of what I’ve worked so hard for. Kevin is undeniably, exactly that. read less
RBerr7/29/2020 - I am writing this review because this company, and particularly the agent Kevin Owens are exceptional! I have worked with a number of agents throughout the years and find that Kevin is fast, knowledgeable,... read moreI am writing this review because this company, and particularly the agent Kevin Owens are exceptional! I have worked with a number of agents throughout the years and find that Kevin is fast, knowledgeable, asks prudent questions and does his research. I feel at ease that he will always ensure we have good coverage without pressure from him. If you need insurance, he's your man! read less
Trish7/28/2020 - Kevin Owens is second to none as an insurance agent. I cannot recommend him enough! He is incredibly responsive and has an impressive breadth of knowledge around all forms of insurance. He is who I... read moreKevin Owens is second to none as an insurance agent. I cannot recommend him enough! He is incredibly responsive and has an impressive breadth of knowledge around all forms of insurance. He is who I trust to insure my personal assets, and is the resource I recommend to my family, friends and clients. read less
Nicole7/23/2020 - After over 30 years at State Farm I contacted Kevin Owens for a review of my insurance for my Home Cars and boat. He promptly got me quotes and explained the different coverage options. The... read moreAfter over 30 years at State Farm I contacted Kevin Owens for a review of my insurance for my Home Cars and boat. He promptly got me quotes and explained the different coverage options. The saving was considerable and the coverage was better. If I have any questions, he gets back to me immediately. I strongly recommend him for your insurance needs. read less
Peter7/23/2020 - Kevin Owens is my go-to insurance agent for all my insurance needs. He is very professional, responsive, and takes care of everything for me (which I LOVE!). Not only does he help my family and... read moreKevin Owens is my go-to insurance agent for all my insurance needs. He is very professional, responsive, and takes care of everything for me (which I LOVE!). Not only does he help my family and I insure all kinds of things, I refer him to my own customers for all of their insurance needs. The years of hard work Kevin has put in is so appreciated and I recommend him time and time again to get my clients, and myself good rates with quick and professional service! Thanks again, Kevin. read less
Paige7/23/2020 - Kevin Owens is my go-to insurance agent for all my insurance needs. He is very professional, responsive, and takes care of everything for me (which I LOVE!). Not only does he help my family and... read moreKevin Owens is my go-to insurance agent for all my insurance needs. He is very professional, responsive, and takes care of everything for me (which I LOVE!). Not only does he help my family and I insure all kinds of things, I refer him to my own customers for all of their insurance needs. The years of hard work Kevin has put in is so appreciated and I recommend him time and time again to get my clients, and myself good rates with quick and professional service! Thanks again, Kevin. read less
Paige7/23/2020
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Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your agent for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.