Our Team  

Larry Carlson


Larry has 40+ years in the insurance industry. He started his career as a Farmers Agent in California and moved up to Washington State as an Aflac Territory Manager. He opened Carlson & Associates in 2004 and is managing the company as well as assisting local businesses with their insurance needs.

Larry is an avid baseball fan and has coached Gig Harbor High School Varsity baseball for the past 19 years. Larry helped lead the Tides to a state championship back in 2017. He lives in Gig Harbor with his wife Colleen and his puppy Rosie.

Antone Saltvick

Principal Partner

Antone is a local Native of Gig Harbor and has been in the insurance industry for over 10 years. He is a graduate of Saint Martin's University  where he earned his bachelor's degree in Business Management and  played college baseball during his time there. He specializes in business insurance with a focus on Construction, Manufacturing, and Real Estate. He also does personal insurance and employee benefits for businesses. Antone started as an agent with Carlson & Associates and is now a Principal Partner to continue to develop the products and services that are offered to clients.

Antone currently lives in Gig Harbor with his wife Lyndsey and dog Griffey. In his spare time you can find him out golfing, snowboarding, or doing any outdoor activity.

Phone : 253-851-8831 ext. 106
Email: Antone@CarlsonAssociatesIns.com
Cell: 253-970-0745

Kirsten Conrad

Principal Partner

Kirsten Conrad brings over 17 years of experience in the Insurance Industry, with a focus on Employee Benefits.  A native of Tacoma, WA., Kirsten earned her Bachelor’s in Finance and Human Resource Management from Gonzaga University.  Kirsten worked in the Technology Industry before transitioning to the Insurance Industry in 2002. She built a large independent agency focusing on helping businesses design and implement employee benefit programs.  She has joined Carlson & Associates as a Principal Partner to continue to provide her clients with expanded lines of coverages.

Kirsten has been married to her husband Isaac since 2000.  They have three beautiful children, Ella, Olivia, and Karder.  In her spare time Kirsten enjoys her horses, working out, traveling and spending time with family and friends.

Phone : 253-851-8831 ext. 119
Email: Kirsten@CarlsonAssociatesIns.com
Cell: 253-226-5750

Teresa Keel

Employee Benefits Account Manager

Teresa started with Carlson & Associates back in 2008, assisting with our group employee benefits. She has an extensive background in health insurance and helps our business clients with their company benefits that they provide to their employees. 

Teresa resides in University Place and enjoys spending time outdoors and with her grandchildren.


Phone : 253-851-8831 ext. 102
Email: Teresa@CarlsonAssociatesIns.com

Bettye Clark

Personal Lines Account Manager

Bettye started at Carlson & Associates in 2019. Bettye is in charge of coordinating day to day support of our personal insurance customers as well as helping to support our commercial clients. She's returned to the industry after several years of corporate staffing. Bettye has a BS degree in Organizational Management from Wilberforce University. 

Bettye resides in Fircrest and enjoys DIY projects and spending time with her family.

Phone : 253-851-8831 x 101
Email: Bettye@CarlsonAssociatesIns.com

Kevin Owens

Independent Agent

Kevin has been an agent at Carlson & Associates since 2014. Since joining the team he has worked on personal lines, business insurance, and employee benefits. He was a 4 year collegiate athlete at Everett Community College, and Augusta State as a baseball player.

Kevin has coached baseball in the local community for the past 10 years. He is a Gig Harbor native and lives locally with his two sons Hudson and Wes.

Phone : 253-851-8831 ext. 107
Email: Kevin@CarlsonAssociatesIns.com
Cell: 253-318-3103

Tom Jolley

Independent Agent

Tom has been an agent with Carlson & Associates since 2008. He is a specialist in all personal lines of insurance including medicare health plans, home insurance, auto insurance, and any specialty lines of insurance. Tom will take the time to understand your specific insurance needs. He prides himself on taking a hands on approach with his clients. He will meet in person at our office and also offers "house calls". 

Tom lives locally with his wife Dalene. He enjoys traveling in his RV and visiting with his grandchildren in his spare time.

Phone : 253-851-8831 ext. 105
Email: Tom@CarlsonAssociatesIns.com
Cell: 360-597-6345

Betsy Hytinen

Independent Agent

Betsy has over 10 years in the insurance industry and has been with Carlson & Associates since 2013. She is located in Silverdale and works with clients on their personal insurance, business insurance, and employee benefits. Betsy previously worked for American Family but decided to come over to Carlson & Associates to be able to offer choice to her clients as well as having the opportunity to spend more time with her family.

Betsy and her husband Jon have three sons - Josh, Nick, and Matt. The family has two beloved dogs, Eddie and Toby who love to keep Betsy company while she works by hanging out under her desk. She loves to "glamp" and spend time with her close friends around a fire pit.

Phone : 253-851-8831 ext.109
Email: Betsy@CarlsonAssociatesIns.com
Cell: 360-509-1544

Amy Haugen

Independent Agent

Amy joined Carlson & Associates in 2018. Transitioning from a large international company to Carlson & Associates, Amy is passionate about providing a high level of personalized customer service. She takes pride in working within her community to help local business better protect themselves and their employees. With 10 years of experience in the Construction and Safety industries, Amy specializes in Construction and Wholesale Distribution but also enjoys working with Farms and Small Group Employee Benefits.

Amy and her husband live on a small farm in Gig Harbor and and recently welcomed their first child in 2019.  An avid lover of animals and all things outdoors, some of Amy’s hobbies include 3-Day Eventing, running, and bicycling.

Phone : 253-851-8831 ext. 114
Email: Amy@CarlsonAssociatesIns.com
Cell: 253-797-3992

Maria Santana

Independent Agent

Maria started with Carlson & Associates back in 2017 and specializes in personal insurance. She also focuses on commercial insurance for small businesses. Maria is fluent in Spanish and provides a quality service for her clients.

Maria loves spending her days with family and enjoys a good cup of coffee. She also loves to spend time outdoors by going camping and on walks. Maria loves to vacation in Guadalajara Mexico and Lake Chelan Washington.

Phone : 253-851-8831 ext. 110
Email: Maria@CarlsonAssociatesIns.com
Cell: 253-389-3622

Brianna Six

Employee Benefits Account Manager

Brianna joined Carlson & Associates in 2019 and assists with group employee benefits. Coming from the customer service industry she is able to provide a valuable experience to our clients.

Brianna lives locally with her long-term boyfriend and two cats. On her days off you can find her working on DIY projects or spending time with close friends.

Phone : 253-851-8831 ext.104
Email: Brianna@CarlsonAssociatesIns.com

Abi Hope

Commercial Account Manager

Abi is the most recent addition to our team at Carlson & Associates to help assist with our business insurance clients. She has over 5 years of experience in personal and commercial insurance and has specialized in construction insurance including builder's risk insurance. 

Abi's insurance career got started in Arizona, but she moved to Washington state in 2019 to join a commercial construction team at a larger insurance firm. Missing the one-on-one and close working relationship with clients, she recently decided to join the Carlson & Associates team.

When she’s not in the office Abi spends most of her free time outdoors.  She likes to frequent the local Farmer’s Markets and enjoys other outdoor activities including hiking, kayaking, and seeing all the beautiful places Washington has to offer.

Phone : 253-851-8831 ext.103
Email: Abi@CarlsonAssociatesIns.com

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