Collector Car and Classic Car Insurance you can count on
Collector Car Insurance for the Car Enthusiast. Not all insurance policies come in the same shape and size and this is true to collector car insurance policies.
Benefits of Collector Car Coverage
In the event of a total loss, your receive the insured amount agreed upon between you and the insurance company. Guaranteed Payout.
You save money on your insurance policy
Because it is known that your car will be driven less and the pricing is reflected in the amount you pay per year.
Expert Claims Handling
You get coverage with a company that knows how to find the parts, regularly deal with these claims, and know what is most important with handling you classic car.
Depending on the usage of your vehicle we can find a company best fit to how many miles you will drive your collector car, where it is stored, and if you wanted to drive it regularly.
What types of collector cars qualify for collector car insurance?
- Collector and Classic Cars
- Collector Motorcycle and Scooters
- Classic and Antique Tractors
- Motorsport Vehicles
- Insurance for Modified Cars
- Collector Trucks and SUVs
Important Coverages for Collector-Car insurance
Bodily Injury Liability
Coverage to pay for injury and harm to others in an accident where you are found liable.
Property Damage Liability
Coverage to pay for damage to others property caused by your automobile.
Uninsured Motorist / Underinsured Motorist
Liability coverage to take care of you when another party injures you or causes harm to you when they have no insurance, or less insurance than you.
Personal Injury Protection & Medical Payments (No-Fault Coverage)
Coverage that pays for you and your passengers medical and related expenses from a car accident regardless of who is at fault.
Comprehensive Coverage (other than collision)
Comprehensive is physical damage coverage for your vehicle that happens any way other than a direct collision. Examples of these are theft, vandalism, falling objects, flood, etc. Comprehensive will pay the fair market value for your car to repair or replace your vehicle (less your deductible).
Collision Coverage (Collision with other cars or objects)
Collision is physical damage caused to your vehicle in an automobile accident that occurs in a direct collision with another vehicle or object. In a collision, you pay your deductible and get your vehicle repaired or receive the fair market value for your vehicle.
Other Coverage Options
- Roadside Assistance & Towing - Towing a classic car can require a different need than any other car.
- OEM Parts - An endorsement you can add for newer vehicles to have Original Equipment Manufacturer (OEM) used to repair your vehicle
- Agreed Value (for comprehensive and collision) - Get an agreed amount on your car in the event of a total loss
We protect all kinds of classic cars, trucks, antique cars, modified and newer vehicles, in addition to motorcycles, vintage tractors, boats and more. With Carlson & Associates you can trust one of our advisors to assist with a quality vehicle insurance policy for you.
Helpful Auto Insurance Resources:
NADA Values - Vehicle Valuation Tool
Kelly Blue Book - Vehicle Valuation Tool
Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Consult the actual policy or your agent for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services. This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.