Contractors Insurance
Carlson & Associates specializes in Construction Insurance in Washington State and the greater Seattle area for contractors large and small. Our goal is to help identify the risks in your company and put together customized solutions for your construction business. We work with a number of partner companies and can help place you with a company that specializes in your type of construction business at a competitive rate.
Our understanding of the challenges that contractors face can can help put together a plan for you whether you are a large contractor with a fleet of vehicles or if you are a small trades contractor.
Our Partner Companies:

















Types of Construction Insurance to Consider:
- Bonds
- Builders Risk/Course of Construction
- Professional Liability
- Pollution Liability
Types of Contractors We Specialize In:
- Electrical Contractors
- Commercial General Contractors
- Residential Home Builders & General Contractors
- Utility Contractors
- HVAC Contractors & Dealers
- Remodel Contractors
- Framing Contractors
- Plumbing Contractors
- Roofing Contractors
- Landscaping Contractors
- Drywall Contractors
- Excavation Contractors
- Alarm System & Security Contractors
- Cable & Telecommunication Contractors
How We Can Help Your Construction Business:
- Review of Insurance Marketplace
- Cost Control
- Certificate Management
- Fleet Management Resources
- Safety Resources
- Fulfilling Insurance Requirements in Contracts
We understand the fast changing industry of construction and can help you navigate the marketplace to find the best option for your business. Contact one of our licensed independent agents today to see how can help you out.
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Nine years ago, we were shopping for a new broker and insurance carrier when we met with Larry Carlson. He told us he could help with all our insurance problems, from invoicing to coverage.... read moreNine years ago, we were shopping for a new broker and insurance carrier when we met with Larry Carlson. He told us he could help with all our insurance problems, from invoicing to coverage. Being skeptical of the promise, I challenged him to fix one very large problem with a supplemental insurance company. Not only was Larry Carlson able to solve our major issues with the carriers, he was able to get our medium size company better coverage at a greatly reduced rate. I would strongly encourage any company that would like to save money on their insurance costs to have Larry review their existing plan.
Carlson and Associates is a great company and I'm thrilled they are part of our team! read lessPK -
Awesome customer service! We had a fairly complex situation while changing auto plans and buying a new home. Antone was very quick to respond and provided everything we needed! Not to mention, saved us a... read moreAwesome customer service! We had a fairly complex situation while changing auto plans and buying a new home. Antone was very quick to respond and provided everything we needed! Not to mention, saved us a ton of money from our prior carrier! Highly recommend! read less
Ashley -
Kevin Owens is the best insurance agent we have had in 40 years. He has always searched for the most cost effective insurance which has saved us a lot of money, and he has... read moreKevin Owens is the best insurance agent we have had in 40 years. He has always searched for the most cost effective insurance which has saved us a lot of money, and he has always responded to us in a timely manner. Also, when we had a problem (with our home) he came on-site, stay involved and was able to answer our questions. Carlson and Associates takes care of all our insurance needs, and we are appreciative! read less
Laura -
Amy Haugen at Carlson & Associates has always provided my company with excellent customer service! She is very attentive to my needs and always prompt to respond with solutions that works for me. Her knowledge... read moreAmy Haugen at Carlson & Associates has always provided my company with excellent customer service! She is very attentive to my needs and always prompt to respond with solutions that works for me. Her knowledge in the industry allows me the confidence that I have the coverage my company needs at a competitive price. TL read less
Tommy -
I came to these guys late on a Friday with a challenging commercial/business related insurance need and they were able to push through and get it signed by the next day and with a reasonable... read moreI came to these guys late on a Friday with a challenging commercial/business related insurance need and they were able to push through and get it signed by the next day and with a reasonable rate. They really went the extra mile. They were very professional, and had a “can do” attitude. read less
Ammon -
Bettye helped me with moving all of my policies into her very capable hands and saved me money. I greatly appreciate people like her taking care of people like me. Her... read moreBettye helped me with moving all of my policies into her very capable hands and saved me money. I greatly appreciate people like her taking care of people like me. Her world makes my head swim. read less
Susan -
Kevin Owens is my go-to insurance agent for all my insurance needs. He is very professional, responsive, and takes care of everything for me (which I LOVE!). Not only does he help my family and... read moreKevin Owens is my go-to insurance agent for all my insurance needs. He is very professional, responsive, and takes care of everything for me (which I LOVE!). Not only does he help my family and I insure all kinds of things, I refer him to my own customers for all of their insurance needs. The years of hard work Kevin has put in is so appreciated and I recommend him time and time again to get my clients, and myself good rates with quick and professional service! Thanks again, Kevin. read less
Paige -
Kevin Owens is amazing! I was faced with one of my life insurances ending and they were going to charge me a quadruple monthly fee to continue. He took both of my... read moreKevin Owens is amazing! I was faced with one of my life insurances ending and they were going to charge me a quadruple monthly fee to continue. He took both of my policies and combined them, added additional coverage and brought it in at LESS than the cost of both combined policies!! If you have insurance needs, talk to Kevin.
Rhonda Savage, DDS read lessRhonda -
Great experience dealing with Antone Saltvick for my business insurance. He came in with a better price with more coverage than any other agent I talked to. He was super responsive and quick to get... read moreGreat experience dealing with Antone Saltvick for my business insurance. He came in with a better price with more coverage than any other agent I talked to. He was super responsive and quick to get the coverage as soon as I asked him to.
I would strongly recommend. read lessPaul -
Over the past 30 years I have had numerous brokers assist with my professional liability insurance needs. Larry Carlson is the first broker that takes the time to form relationships. I'm a firm believer that... read moreOver the past 30 years I have had numerous brokers assist with my professional liability insurance needs. Larry Carlson is the first broker that takes the time to form relationships. I'm a firm believer that one of the most valuable things we give to each other is our time. Larry routinely takes the time to call, and just check in. Our conversations usually begins with,
"is there anything I can do to help with.." Frankly, this isn't necessary as our business is completed during our open enrollment period. In short, Larry cares about people. I truly believe, he has our best interest at heart. read lessO -
Kevin Owens who is a broker at this agency is amazing with what he knows in regards to life insurance. It's obvious it's not all about him making money on a policy as he... read moreKevin Owens who is a broker at this agency is amazing with what he knows in regards to life insurance. It's obvious it's not all about him making money on a policy as he puts time into getting to know you and your needs as a client. I highly recommend him and have referred him many friends and family members. Kevin is an amazing guy. read less
Becky -
Absolutely stellar customer service. Quick responses on all quotes and questions, and Betsy went out of her way to help us find the best value policy while maintaining excellent coverage. She is a pleasure to... read moreAbsolutely stellar customer service. Quick responses on all quotes and questions, and Betsy went out of her way to help us find the best value policy while maintaining excellent coverage. She is a pleasure to work with! read less
Jennifer -
My husband and I own a small business and we have nothing but excellent things to say about working with Antone. He not only helped us with our insurance needs for the business but our... read moreMy husband and I own a small business and we have nothing but excellent things to say about working with Antone. He not only helped us with our insurance needs for the business but our personal home insurance as well. He was beyond helpful in answering any questions and was actually able to help us find a plan which will save us money. We truly appreciate this company. read less
Elizabeth -
Kevin Owens has handled all of my family’s insurance needs for several years. I have found that having a single “expert” who can provide comprehensive strategy and support for home, auto, life, umbrella and more... read moreKevin Owens has handled all of my family’s insurance needs for several years. I have found that having a single “expert” who can provide comprehensive strategy and support for home, auto, life, umbrella and more has proved incredibly valuable. I feel that my family is better protected and the amount of time and energy I need to spend coordinating the different elements of insurance dramatically decreased when I came to Kevin. He is a true expert who delivers outstanding service each time I need him. I feel lucky to have him as an agent and recommend him to anyone in need of insurance! Truly first class! read less
Matthew -
I was referred to Amy Haugen to help me with getting health insurance upon my retirement. This situation required me to use the state health care site that she is not allowed work with. ... read moreI was referred to Amy Haugen to help me with getting health insurance upon my retirement. This situation required me to use the state health care site that she is not allowed work with. This did not deter her from assisting me to navigate the frustrating State system. She was extremely helpful and professional in her assistance. She went above and beyond in providing guidance to include additional research to ensure her advice was correct. I appreciate her professionalism and will gladly refer her to anyone who is looking for health insurance help. If you want health care assistance, I highly recommend that you give her a call. Sincerely, Brent Miller read less
brent -
Kevin Owens is second to none as an insurance agent. I cannot recommend him enough! He is incredibly responsive and has an impressive breadth of knowledge around all forms of insurance. He is who I... read moreKevin Owens is second to none as an insurance agent. I cannot recommend him enough! He is incredibly responsive and has an impressive breadth of knowledge around all forms of insurance. He is who I trust to insure my personal assets, and is the resource I recommend to my family, friends and clients. read less
Nicole -
I've been a customer of Carlson and Associates since moving to Gig Harbor 5 years ago. I currently work with Antone who is fantastic! He listens to what we are needing in regards... read moreI've been a customer of Carlson and Associates since moving to Gig Harbor 5 years ago. I currently work with Antone who is fantastic! He listens to what we are needing in regards to policies and he takes it from there. He's prompt in calling back with all requested quotes or information. The customer service that he offers is great and I recommend him to anyone. Carlson and Associates work with a number of insurance companies which is great as the options that are available make getting the best rates easy with more money in my pocket...which I love. Keep up the great work Carlson and Associates especially Antone! (He's option #6 when calling) read less
Lisa -
I appreciate the personal attention I receive from Carlson & Associates (Pam Pyle and Betsy Hytinen). I recently refinanced my house in the midst of switching insurance coverage and they worked with my mortgage... read moreI appreciate the personal attention I receive from Carlson & Associates (Pam Pyle and Betsy Hytinen). I recently refinanced my house in the midst of switching insurance coverage and they worked with my mortgage company for a smooth transition. I have been with them for a few years now and I appreciate they continue to shop the best coverage for me. read less
Ann -
Amy is amazing to work with and has simplified my life! I have always been confused by insurance- car, house, business, horses... I could never keep track of all the details. We now have... read moreAmy is amazing to work with and has simplified my life! I have always been confused by insurance- car, house, business, horses... I could never keep track of all the details. We now have Amy organizing all of it! She proactively sends reminders and is available whenever I have questions about benefits or payments. I highly recommend her and love no longer having to worry about the details! read less
Sara -
After over 30 years at State Farm I contacted Kevin Owens for a review of my insurance for my Home Cars and boat. He promptly got me quotes and explained the different coverage options. The... read moreAfter over 30 years at State Farm I contacted Kevin Owens for a review of my insurance for my Home Cars and boat. He promptly got me quotes and explained the different coverage options. The saving was considerable and the coverage was better. If I have any questions, he gets back to me immediately. I strongly recommend him for your insurance needs. read less
Peter -
Carlson & Associates has been my go to insurance agent for several years. They are proactive and very quick to respond to any questions and make sure that I have the best coverage and... read moreCarlson & Associates has been my go to insurance agent for several years. They are proactive and very quick to respond to any questions and make sure that I have the best coverage and prices. They have gone out of their way many times to help me and I would recommend them to anyone who is looking for great customer service. They always follow up and the service is exemplary! read less
Janet