Individual Health Insurance
Individual Health Insurance is available direct with the following insurers on select plans. Additional insurers and options are available on the Washington State HealthPlan Finder as well as evaluation of whether you might be eligible for a full or partial tax subsidy. Use the following links to quote, review and enroll in coverage that best suits your needs.
Short Term Coverage
Short Term Medical Insurance is designed to provide medical coverage on a temporary basis to fill a temporary need. It cannot be renewed and is not intended to replace permanent coverage. STM is an individual insurance plan and cannot be purchased by employers for their employees. We reserve the right to rescind coverage and refund premium for any additional policies purchased during a 12-month period.
Medical
We are partnered with the following carriers. Click on one of the carriers below for a quote!
Dental & Vision
We have partnered with the Delta Dental for quality individual dental and vision coverage.
Everyone is so unique so it is important to find insurance that fits your lifestyle. One of our insurance professionals can help assess what your needs are and help design a personal health insurance plan that will protect you at an affordable cost.
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Kevin Owens is second to none as an insurance agent. I cannot recommend him enough! He is incredibly responsive and has an impressive breadth of knowledge around all forms of insurance. He is who I... read moreKevin Owens is second to none as an insurance agent. I cannot recommend him enough! He is incredibly responsive and has an impressive breadth of knowledge around all forms of insurance. He is who I trust to insure my personal assets, and is the resource I recommend to my family, friends and clients. read less
Nicole -
Awesome customer service! We had a fairly complex situation while changing auto plans and buying a new home. Antone was very quick to respond and provided everything we needed! Not to mention, saved us a... read moreAwesome customer service! We had a fairly complex situation while changing auto plans and buying a new home. Antone was very quick to respond and provided everything we needed! Not to mention, saved us a ton of money from our prior carrier! Highly recommend! read less
Ashley -
Carlson & Associates has been my go to insurance agent for several years. They are proactive and very quick to respond to any questions and make sure that I have the best coverage and... read moreCarlson & Associates has been my go to insurance agent for several years. They are proactive and very quick to respond to any questions and make sure that I have the best coverage and prices. They have gone out of their way many times to help me and I would recommend them to anyone who is looking for great customer service. They always follow up and the service is exemplary! read less
Janet -
Kevin Owens is my go-to insurance agent for all my insurance needs. He is very professional, responsive, and takes care of everything for me (which I LOVE!). Not only does he help my family and... read moreKevin Owens is my go-to insurance agent for all my insurance needs. He is very professional, responsive, and takes care of everything for me (which I LOVE!). Not only does he help my family and I insure all kinds of things, I refer him to my own customers for all of their insurance needs. The years of hard work Kevin has put in is so appreciated and I recommend him time and time again to get my clients, and myself good rates with quick and professional service! Thanks again, Kevin. read less
Paige -
Working with Carlson & Associates made insuring my home and auto a painless experience. On top of that, we were able to get much better pricing on our premium due to the extra footwork and... read moreWorking with Carlson & Associates made insuring my home and auto a painless experience. On top of that, we were able to get much better pricing on our premium due to the extra footwork and research done on our behalf. Being reliable, patient and of quality expertise are all reasons why I'd recommend Carlson & Associates to my friends and family. read less
Avery -
Nine years ago, we were shopping for a new broker and insurance carrier when we met with Larry Carlson. He told us he could help with all our insurance problems, from invoicing to coverage.... read moreNine years ago, we were shopping for a new broker and insurance carrier when we met with Larry Carlson. He told us he could help with all our insurance problems, from invoicing to coverage. Being skeptical of the promise, I challenged him to fix one very large problem with a supplemental insurance company. Not only was Larry Carlson able to solve our major issues with the carriers, he was able to get our medium size company better coverage at a greatly reduced rate. I would strongly encourage any company that would like to save money on their insurance costs to have Larry review their existing plan.
Carlson and Associates is a great company and I'm thrilled they are part of our team! read lessPK -
Kevin Owens who is a broker at this agency is amazing with what he knows in regards to life insurance. It's obvious it's not all about him making money on a policy as he... read moreKevin Owens who is a broker at this agency is amazing with what he knows in regards to life insurance. It's obvious it's not all about him making money on a policy as he puts time into getting to know you and your needs as a client. I highly recommend him and have referred him many friends and family members. Kevin is an amazing guy. read less
Becky -
Great experience dealing with Antone Saltvick for my business insurance. He came in with a better price with more coverage than any other agent I talked to. He was super responsive and quick to get... read moreGreat experience dealing with Antone Saltvick for my business insurance. He came in with a better price with more coverage than any other agent I talked to. He was super responsive and quick to get the coverage as soon as I asked him to.
I would strongly recommend. read lessPaul -
I am writing this review because this company, and particularly the agent Kevin Owens are exceptional! I have worked with a number of agents throughout the years and find that Kevin is fast, knowledgeable,... read moreI am writing this review because this company, and particularly the agent Kevin Owens are exceptional! I have worked with a number of agents throughout the years and find that Kevin is fast, knowledgeable, asks prudent questions and does his research. I feel at ease that he will always ensure we have good coverage without pressure from him. If you need insurance, he's your man! read less
Trish -
Absolutely stellar customer service. Quick responses on all quotes and questions, and Betsy went out of her way to help us find the best value policy while maintaining excellent coverage. She is a pleasure to... read moreAbsolutely stellar customer service. Quick responses on all quotes and questions, and Betsy went out of her way to help us find the best value policy while maintaining excellent coverage. She is a pleasure to work with! read less
Jennifer -
I've been a customer of Carlson and Associates since moving to Gig Harbor 5 years ago. I currently work with Antone who is fantastic! He listens to what we are needing in regards... read moreI've been a customer of Carlson and Associates since moving to Gig Harbor 5 years ago. I currently work with Antone who is fantastic! He listens to what we are needing in regards to policies and he takes it from there. He's prompt in calling back with all requested quotes or information. The customer service that he offers is great and I recommend him to anyone. Carlson and Associates work with a number of insurance companies which is great as the options that are available make getting the best rates easy with more money in my pocket...which I love. Keep up the great work Carlson and Associates especially Antone! (He's option #6 when calling) read less
Lisa -
Amy Haugen at Carlson & Associates has always provided my company with excellent customer service! She is very attentive to my needs and always prompt to respond with solutions that works for me. Her knowledge... read moreAmy Haugen at Carlson & Associates has always provided my company with excellent customer service! She is very attentive to my needs and always prompt to respond with solutions that works for me. Her knowledge in the industry allows me the confidence that I have the coverage my company needs at a competitive price. TL read less
Tommy -
Antone was very quick to answer all my questions and was able to get me competitive quotes and coverage where other companies couldn't provide coverage for what I was needing. I don't feel like... read moreAntone was very quick to answer all my questions and was able to get me competitive quotes and coverage where other companies couldn't provide coverage for what I was needing. I don't feel like I was getting the run around! So glad that he was referred to me! read less
Jaime -
Amy is amazing to work with and has simplified my life! I have always been confused by insurance- car, house, business, horses... I could never keep track of all the details. We now have... read moreAmy is amazing to work with and has simplified my life! I have always been confused by insurance- car, house, business, horses... I could never keep track of all the details. We now have Amy organizing all of it! She proactively sends reminders and is available whenever I have questions about benefits or payments. I highly recommend her and love no longer having to worry about the details! read less
Sara -
As the administrative director for Blackstone Construction I have the privilege of working closely with Amy Haugen. Amy has been nothing less than stellar in regards to her customer service! Amy is friendly & attentive,... read moreAs the administrative director for Blackstone Construction I have the privilege of working closely with Amy Haugen. Amy has been nothing less than stellar in regards to her customer service! Amy is friendly & attentive, and most importantly she is always diligent about going to work for Blackstone to make sure we are properly insured at the most competitive price! I highly recommend Amy if you are looking for an insurance agent! read less
Amy -
Kevin Owens has handled all of my family’s insurance needs for several years. I have found that having a single “expert” who can provide comprehensive strategy and support for home, auto, life, umbrella and more... read moreKevin Owens has handled all of my family’s insurance needs for several years. I have found that having a single “expert” who can provide comprehensive strategy and support for home, auto, life, umbrella and more has proved incredibly valuable. I feel that my family is better protected and the amount of time and energy I need to spend coordinating the different elements of insurance dramatically decreased when I came to Kevin. He is a true expert who delivers outstanding service each time I need him. I feel lucky to have him as an agent and recommend him to anyone in need of insurance! Truly first class! read less
Matthew -
I appreciate the personal attention I receive from Carlson & Associates (Pam Pyle and Betsy Hytinen). I recently refinanced my house in the midst of switching insurance coverage and they worked with my mortgage... read moreI appreciate the personal attention I receive from Carlson & Associates (Pam Pyle and Betsy Hytinen). I recently refinanced my house in the midst of switching insurance coverage and they worked with my mortgage company for a smooth transition. I have been with them for a few years now and I appreciate they continue to shop the best coverage for me. read less
Ann -
Kevin Owens is my go-to insurance agent for all my insurance needs. He is very professional, responsive, and takes care of everything for me (which I LOVE!). Not only does he help my family and... read moreKevin Owens is my go-to insurance agent for all my insurance needs. He is very professional, responsive, and takes care of everything for me (which I LOVE!). Not only does he help my family and I insure all kinds of things, I refer him to my own customers for all of their insurance needs. The years of hard work Kevin has put in is so appreciated and I recommend him time and time again to get my clients, and myself good rates with quick and professional service! Thanks again, Kevin. read less
Paige