Worker Compensation and Employers Liability

Worker Compensation and Employers Liability protects your business.  If you are found to be liable for employee injury or illness, workers’ compensation can protect you and your business.  This type of insurance is mandatory for most states. Employer’s liability is the second half of a true worker’s comp policy. It would be the stop gap portion that L&I doesn’t cover.

Worker Compensation Policies Include:

  • Diagnostic and Medical procedures due to on-the-job injuries
  • Rehabilitation Costs
  • Replacement of lost wages, usually up to two-thirds of the employee’s salary, for personal injuries caused by accidents arising out of and in the course of employment.

Employment Practices Liability Insurance (EPLI) covers a broad range of claims or lawsuits that might be brought by current or former employees or employment candidates. Employers cannot afford to ignore the potential exposure to employment lawsuits that have increased dramatically over the last several decades.

EPLI includes:

  • Coverage for claims against the insured company and its directors, officers and employees
  • All policies include civil judicial proceedings and virtually all include arbitration and administrative proceedings.
  • Policies differ on who may bring a covered claim, it is important to have a broad policy, covering claims by or on behalf of any past, present or prospective full time, part time, temporary or seasonal employee.

 

  • I was referred to Amy Haugen to help me with getting health insurance upon my retirement. This situation required me to use the state health care site that she is not allowed work with. ... read more

    brent Avatar
    brent
  • 5 star ratingOver the past 30 years I have had numerous brokers assist with my professional liability insurance needs. Larry Carlson is the first broker that takes the time to form relationships. I'm a firm believer that... read more

    O Avatar
    O
  • 5 star ratingKevin Owens who is a broker at this agency is amazing with what he knows in regards to life insurance. It's obvious it's not all about him making money on a policy as he... read more

    Becky Avatar
    Becky
  • 5 star ratingI've been a customer of Carlson and Associates since moving to Gig Harbor 5 years ago. I currently work with Antone who is fantastic! He listens to what we are needing in regards... read more

    Lisa Avatar
    Lisa
  • Amy Haugen at Carlson & Associates has always provided my company with excellent customer service! She is very attentive to my needs and always prompt to respond with solutions that works for me. Her knowledge... read more

    Tommy Avatar
    Tommy
  • I am writing this review because this company, and particularly the agent Kevin Owens are exceptional! I have worked with a number of agents throughout the years and find that Kevin is fast, knowledgeable,... read more

    Trish Avatar
    Trish
  • Kevin Owens is my go-to insurance agent for all my insurance needs. He is very professional, responsive, and takes care of everything for me (which I LOVE!). Not only does he help my family and... read more

    Paige Avatar
    Paige
  • 5 star ratingMy husband and I own a small business and we have nothing but excellent things to say about working with Antone. He not only helped us with our insurance needs for the business but our... read more

    Elizabeth Avatar
    Elizabeth
  • As the administrative director for Blackstone Construction I have the privilege of working closely with Amy Haugen. Amy has been nothing less than stellar in regards to her customer service! Amy is friendly & attentive,... read more

    Amy Avatar
    Amy
  • Amy Haugen is so wonderful to work with, she is easy to get ahold of and very prompt in her responses. She even reshoped my insurance this year and saved me over $1,000!

    Dannelle Avatar
    Dannelle
  • 5 star ratingWe recently moved to Gig Harbor from California. Antone Saltvick has been extremely helpful in making sure all of our insurance needs have been covered.

    Juliette Avatar
    Juliette
  • Kevin Owens has handled all of my family’s insurance needs for several years. I have found that having a single “expert” who can provide comprehensive strategy and support for home, auto, life, umbrella and more... read more

    Matthew Avatar
    Matthew
  • Great experience dealing with Antone Saltvick for my business insurance. He came in with a better price with more coverage than any other agent I talked to. He was super responsive and quick to get... read more

    Paul Avatar
    Paul
  • Thank you Antone for shopping around and landing us a GREAT deal on our Auto Insurance!

    Ryan Avatar
    Ryan
  • Amy is amazing to work with and has simplified my life! I have always been confused by insurance- car, house, business, horses... I could never keep track of all the details. We now have... read more

    Sara Avatar
    Sara
  • Amy and Carlson Associates has been nothing but amazing. Amy answers emails as fast as we hit send and goes above and beyond to help us. We are in our first year of... read more

    Jessica Avatar
    Jessica
  • Awesome customer service! We had a fairly complex situation while changing auto plans and buying a new home. Antone was very quick to respond and provided everything we needed! Not to mention, saved us a... read more

    Ashley Avatar
    Ashley
  • I had a great experience, thank you Antone Saltvick! He’s amazing and helped me find a good deal for auto insurance! I highly recommend!

    Carley Avatar
    Carley
  • Nine years ago, we were shopping for a new broker and insurance carrier when we met with Larry Carlson. He told us he could help with all our insurance problems, from invoicing to coverage.... read more

    PK Avatar
    PK
  • Kevin Owens is the best insurance agent we have had in 40 years. He has always searched for the most cost effective insurance which has saved us a lot of money, and he has... read more

    Laura Avatar
    Laura
  • I have used Carlson and Associates for years and have had nothing but great experiences. They continue to get me the most competitive rates and their customer service is impeccable!

    Melissa Avatar
    Melissa
  • Betsy and Pam take such great care of our Family's insurance needs!

    Penny Avatar
    Penny
  • Kevin Owens is amazing! I was faced with one of my life insurances ending and they were going to charge me a quadruple monthly fee to continue. He took both of my... read more

    Rhonda Avatar
    Rhonda
  • Kevin Owens is my go-to insurance agent for all my insurance needs. He is very professional, responsive, and takes care of everything for me (which I LOVE!). Not only does he help my family and... read more

    Paige Avatar
    Paige
  • Betsy and Pam are always extremely helpful and knowledgeable, they make sure my policy has me covered where needed and that I am getting the best price available! I highly recommend Carlson and Associates!!

    Allyson Avatar
    Allyson
  • Betsy Hytinen and Pam Pyle are the best insurance ladies ever! They are on top of their game, and quick to getting you the best insurance possible. 10/10 recommend!

    Chloe Avatar
    Chloe
  • Kevin Owens is second to none as an insurance agent. I cannot recommend him enough! He is incredibly responsive and has an impressive breadth of knowledge around all forms of insurance. He is who I... read more

    Nicole Avatar
    Nicole
  • I have been working with Antone Saltvick for the last 4 years and it has been a great experience. He helped me get more coverage than I had before at a better price. ... read more

    Michael Avatar
    Michael
  • Service was awesome. Great experience all around. Definitely would recommend to anyone

    Nathan Avatar
    Nathan
  • Kevin Owens has been my agent for about two years. He has proven to me time and again that he truly values his clients. He remains responsive and proactive and has never yielded in his... read more

    RBerr Avatar
    RBerr

1 Step 1
QUICK CONTACT FORM
Nameyour full name
PhoneContact Phone
How can we assist you?more details
0 /
Fileupload
cloud_uploadAnything to upload?
keyboard_arrow_leftPrevious
Nextkeyboard_arrow_right